२६. किं शोच्यम्? कार्पण्यं, सति विभवे किं प्रशस्तं? औदार्यं ।
कःपूज्यॊ विद्वद्भिः? स्वभावतः सर्वदा विनीतो यः

26. kim shochyam? Kaarpanyam, sati vibhave kim prashastam? Audaaryam
Kah poojyo vidwadbhih? Swabhaavatah sarvadaa vineeto yah

Q: What is to be lamented?
A: Stinginess (parsimony). (Karpanyam is the attribute of a kripana who
neither enjoys his wealth nor uses it for the benefit of the needy, whose
wealth is of use neither here in this world nor hereafter)

Q: What is to be praised when one has the means for luxurious living?
A: generosity (magnanimity)

Q: Who deserves respect from the learned and the wise?
A: One, who by his very nature, is full of humility

२७. कः कुलकमलदिनेशः? सति गुणविभवेऽपि यो नम्रः।
कस्य वशे जगदेतत्? प्रियहितवचनस्य धर्मनिरतस्य॥

27. kah kulakamala dineshah? Sati gunavibhave’pi yo namrah
kasya vashe jagadetat? Priyahitavachanasya dharmaniratasya

Q: Who is the Sun for the lotus which is one’s dynasty (kulakamala)?
A: One who, in spite of possessing all good qualities, is meek ( humble, full
of humility)

Q: In whose control is this world?
A: One whose speech is pleasing and beneficial and who always walks the
righteous path(dharmaniratah)

२८. विद्वन्मनोहरा का? सत्कविता बोधवनिता च।
कं न स्पृशति विपत्तिः? प्रवृद्धवचनानुवर्तिनं दान्तं॥

28. vidwanmanoharaa kaa? Satkavitaa bodhavanitaa cha
kam na sprishati vipattih? Pravruddhavachanaanuvartinam daantam

Q: What captivates the heart of the learned and the wise?
A: Good poetry and the maid of knowledge.

Q: Whom does misfortune not touch?
A: One who heeds the advise of elders and is meek (humble).

29. कस्मै स्पृहयति कमला? त्वनलसचित्ताय नीतिवृत्ताय।
त्यजति च कं सहसा? द्विजगुरुसुरनिन्दाकरं च सालस्यं

29. kasmai sprihayati kamalaa? Twanalasachittaaya neetivrittaaya
tyajati cha kam sahasaa? Dwijagurusuranindaakaram cha saalasyam


Q: Whom does Goddess Lakshmi like?
A: One whose mind is not lazy and whose conduct and character are
righteous

Q: Whom does Goddess Lakshmi forsake instantly?
A: One who talks ill of brahmins, gurus and devas and is lazy

3०. कुत्र विधेयॊ वासः? सज्जननिकटेऽथवा काश्यां।
कः परिहार्यॊ देशः? पिशुनयुतो लुब्धभूपश्च॥
30. kutra vidheyo vaasah? Sajjananikate’thavaa kaashyaam
kah parihaaryo deshah? Pishunayuto lubdhabhoopashcha

Q: Where should one reside?
A: In the proximity of good people or in Kashi (Varanasi)

Q: Which place should be avoided?
A: A place inhabited by mean people and ruled by a greedy and stingy
king.
३१ केनाशोच्यः पुरुषः? प्रणतकलत्रेण धीरविभवेन।
इह भुवने कः शोच्यः? सत्यपिविभवे यो न दाता॥
31. kenaashochyah purushah? Pranatakalatrena dheeravibhavena
Iha bhuvane kah shochyah? Satyapivibhave yo na daataa

Q: What makes a person free from sorrow?
A: A submissive wife and abiding means of livelihood.

Q: In this world about whom one should feel sorry?
A: One, though affluent, does not give (to the poor and needy).

३२. किं लघुतायाः मूलं? प्राकृतपुरुषेषुयाच्ञा।
रामादपि कः शूरः स्मरशरनिहतो न यश्चलति॥

32. kim laghutaayaa moolam? Praakrita purusheshu yaachjnaa
Raamaadapi kah shoorah? Smarasharanihato na yashchalati

Q: What is the root cause of derision (contempt)?
A: Begging from mean persons

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Q: Who is more valiant than Rama?
A: One whose mind, struck by the arrows of Cupid, does not falter
(waver)

३३. किमहर्निशमनुचिन्त्यं? भगवच्चरणं न संसारः।
चक्षुष्मन्तोऽप्यन्धाः के स्युः? ये नास्तिका मनुजाः॥
33. kimaharnishamanuchintyam? Bhagavachcharanam na samsaarah
Chakshushmanto’pi andhaah ke syuh? Ye naastikaa manujaah

Q: What should one think of day and night?
A: The lotus feet of the Lord, not worldly things

Q: Who are blind in spite of having eyes?
A: Those who say that God does not exist or those who deride the Vedas
( naastiko vedanindakah –Amarakosam)

३४. कः पंगुरिह प्रथितो? व्रजति च यो वार्धके तीर्थं ।
किं तीर्थमपि च मुख्यं? चित्तमलं यन्निवर्तयति॥

34. kah Panguriha prathito? Vrajati cha yo vaardhake teertham
kim teerthamapi cha mukhyam? Chittamalam yannivartayati

Q: Who is said to be lame?
A: One who undertakes a pilgrimage (teeertha yaatraa) in ripe old age
(meaning he should have done it while still young)

Q: Which is the most important teertha ( a holy river, lake, sea or other
water body a dip in which, it is believed, absolves one of one’s sins)?
A: That which washes away the accumulated dirt (bad vasanas) in the
mind.

३५. किं स्मर्तव्यं पुरुषैः?हरिनाम सदा,न यावनी भाषा।
को हि न वाच्यः सुधिया? परदोषश्चानृतं तद्वत्॥

35. kim smartavyam purushaih? Harinaama sadaa, na yaavanee bhaashaa
Ko hi na vaachyah sudhiyaa? Paradoshashchaanrutam tadwat

Q: What should a person remember always
A: The name of Hari, not the language of the yananaas (the Greek)

Q: What is unutterable by one who is wise?
A: Faults of others and untruth